How these terms apply in India
These terms apply to India-facing accounts and sit beside our privacy notice and cookie settings. If a clause needs a different treatment under local law, the local rule takes priority in the place where service is permitted. We may ask for identity checks before sensitive changes,
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including name edits, account closure, access requests or withdrawal-related verification. Records linked to UPI, Paytm, PhonePe and Google Pay can be kept for audit, dispute handling and tax or compliance duties, then removed when the retention period ends. We also log browser, device and session data
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needed to run the account and reduce unauthorised access. Any request that changes account status should come from the registered contact, and we may hold the change until the request matches our records. If you send a question about a transaction, include date, amount and the
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last four digits of the payment reference so we can find it faster.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.